News
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Outlive Your Retirement Savings
- July 26, 2019
- Posted by: Activ8 Capital Management
- Category: Retirement
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Do you ever wake up in a cold sweat at night wondering whether or not you will outlive your retirement savings? Rest assured that you are not alone. There is an old story about a client who asked his financial advisor if he had enough savings to finance his retirement.
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Offshore Estate Planning
- July 8, 2019
- Posted by: Activ8 Capital Management
- Category: Estate Planning
In recent years, many South Africans have availed themselves of the opportunity to diversify a portion of their wealth offshore. With political uncertainty and tough local economic headwinds, this offshore investment exposure has become rather significant for those South Africans with any sort of significant wealth.
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2019 Tax Season
- July 1, 2019
- Posted by: Activ8 Capital Management
- Category: Tax
The 2019 tax season with SARS has opened and all relevant taxpayers are encouraged to get their tax returns done and dusted before the due dates. Over the past few years SARS has made notable steps to increase the efficiency with which taxpayers can file their returns and with which it checks and double checks the information that is submitted.
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The Money Mistakes We Make – Decade by Decade
- June 24, 2019
- Posted by: Activ8 Capital Management
- Category: Financial Advice
As we venture through life, whether we like it or not we need to deal with money and the consequences of our financial decisions. Each stage of life has unique challenges of its own and researchers have found commonality in the issues faced.
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What to do in times of market turmoil
- November 12, 2018
- Posted by: Activ8 Capital Management
- Category: Financial Advice
The last quarter of 2018 has really begun with an investment bang and a rollercoaster ride of note for the financial markets, with hardly a dull moment to spare. International equity indices such as the Dow Jones have fluctuated wildly over the course of October and November, but overall it has not been a pretty picture with a downward trend most in evidence.
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Generational Transfer of Wealth
- November 12, 2018
- Posted by: Activ8 Capital Management
- Category: Generational Wealth
Regardless of culture, race, nationality or creed, the concept of family is important to a tribe or a society. This concept of family is ingrained in our DNA and the saying, “blood is thicker than water”, bears testimony to this fact.
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The South African Investor’s Dilemma: 2018
- September 6, 2018
- Posted by: Activ8 Capital Management
- Category: Investment
South African investors are facing a real dilemma: Where do I invest for returns that can at least beat cash over the medium term? The graph below serves to illustrate the matter at hand. Over the last 3 years, cash has given a return marginally over 7% per annum.
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The Retiree’s Dilemma
- August 21, 2018
- Posted by: Activ8 Capital Management
- Category: Retirement
Do you ever wake up in a cold sweat at night wondering, that if you retire to soon, you may outlive your retirement savings? But on the other hand, if you leave it too late to retire, you may not live long enough to enjoy your retirement. This is commonly known as the “Retiree’s Dilemma”.
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South Africa, Football and the World Economy
- June 26, 2018
- Posted by: Activ8 Capital Management
- Category: Economy
Football, or soccer as the Americans call the beautiful game, is known as the one truly global sport. It is estimated that the FIFA world cup finals in Russia will reach a global audience of 3.4 billion people. This is 45% of the world’s population.
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Wisdom from Warren – Berkshire Hathaway AGM 2018
- May 8, 2018
- Posted by: Activ8 Capital Management
- Category: Investment
On Saturday 5th May 2018 Berkshire Hathaway held its annual AGM meeting. During the course of this day long event, most of the time is spent by Warren Buffet and his long-time colleague Charlie Munger fielding questions from shareholders.